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"If I run my boat aground and get a tow, how can I prevent a salvage claim?"
"If possible, find and talk with people that own sisterships to the boats you're considering."
So many skills! Sailing, Shorthanding, handling Heavy Weather, Anchoring, Docking and Mooring, Motoring, and Crewing to name some major ones.
A good cruising skipper has Piloting Skills, knows about Weather, maybe even knows Celestial Navigation. And the crew should at least be good at Watchkeeping and Log Keeping.
Are you ready to handle a Grounding and Towing situation? A Collision? Crew Overboard? A Medical Emergency. Do you know the VHF distress protocol?
Training for formal Qualifications, can be the best way to learn about sailing, mechanical systems, navigation, and other subjects. Or attend a Cruising Schools to get both instruction and sea time.